About This Calculator

Why We Built This

Most paycheck calculators are buried in ads, require accounts, or use outdated tax brackets. We wanted something clean: enter your numbers, see your take-home pay instantly, no signup required. Everything runs in your browser — your salary data never leaves your device.

How It Works

The calculator uses 2025 IRS tax brackets, the latest FICA rates (Social Security 6.2%, Medicare 1.45%), and current state tax rules for all 50 states. It accounts for pre-tax deductions like 401(k) contributions, health insurance, and HSA, then calculates your per-period and annual net pay.

We also factor in the 2025 standard deduction ($15,000 single, $30,000 joint, $22,500 HOH) and the Additional Medicare Tax (0.9% on wages above $200,000).

Important Disclaimer

This calculator provides estimates only. It is not tax advice. Your actual paycheck may differ due to local taxes, garnishments, union dues, or employer-specific deductions. Always consult a CPA or tax professional before making financial decisions based on these estimates.

Built By

This tool is built and maintained by Paperclip Company — maker of practical, free financial tools for everyday people.

Have feedback or a feature request? Let us know.